Life insurance, annuities, and estate planning from an independent agent who shops 57+ carriers to find the right fit. Not the carrier's favorite product. Yours.
Insurance Carriers
States Served
Independent
What We Do
Term, whole, and indexed universal life policies tailored to your family's needs. We compare across dozens of carriers so you never overpay for coverage you need.
Turn old 401(k)s and retirement accounts into guaranteed income streams. Fixed, indexed, and hybrid annuity solutions from top-rated carriers.
Protect generational wealth and ensure your assets transfer exactly how you intend. Strategies for families, trusts, and business succession.
Protect your business from the loss of critical team members. Key person coverage, buy-sell funding, and business continuation planning.
The Independent Advantage
Platinum-level partnerships with 57+ carriers means we shop the entire market. You get the best rates and terms, not the product that pays us the highest commission.
Already have a life insurance policy or annuity? We'll review it at no cost. If there's a better option, we'll show you. If your current plan is solid, we'll tell you that too.
Every conversation starts with understanding your situation. No sales pressure, no quotas to hit. Just honest guidance on what makes sense for your family.
Hawaii's cost of living, multigenerational households, and unique tax landscape require strategies that mainland advisors overlook. We live here. We get it.
Trusted Carrier Partners
...and 50+ more top-rated carriers
"I grew up in a family business on Maui. I know what it means to build something with your hands and want to protect it for the next generation."
Dustin Campos is a licensed Life & Finance Solution Professional based in Kahului, Maui. Second-generation Filipino and Portuguese, he brings a local perspective to financial planning that big firms and mainland advisors miss.
From managing operations at his family's auto body business to earning platinum-level carrier partnerships, Dustin understands both sides of the table: the business owner who needs protection and the family who needs a plan.
CamposLegacy exists to make sure yours does. Independent advice, local roots, and the carrier access to back it up.